Budgeting

Most people admit they could be better organised with money and it's easy to lose track of your spending. Staying in control of your money starts with knowing what's coming in, what's going out and your priorities.  It will then be easier to review your spending and see where you can make any savings. 

Having a budget is about being in control of your money and making choices. 

Budget Planning Tools

We have a Budget Planner which you can download and use or the following organisations offer free online budgeting tools:-

Maximise your income

Make sure you are getting all the benefits you are entitled to; if you don't you could be missing out on money that is rightfully yours. Remember you don't always have to be out of work to claim benefits. 

If you want to improve your income by getting a job or a better paid job our Employment Services can help.

Cut costs and save money

There are many ways that you can save money and improve your finances. Here are some helpful tips:

  • Look for special offers and discount vouchers
  • Compare the cost of goods and services using comparison websites, such as www.moneysavingexpert.com
  • Find out where cash machines are that don't charge to withdraw money
  • Check out leisure venues for reduced prices on certain days, i.e. cinemas, leisure centres and theatres
  • Use selling websites to sell your unwanted items, such as eBay or local Facebook selling sites
  • Use sites like Freecycle or Gumtree to find items for free
  • You could qualify for a £140 discount on your electricity bill for winter 2014 - 2015. To find out more click here